9 Results for : deducted

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    The Consciousness Plague, Hörbuch, Digital, 501min
    From of the author of The Silk Code, winner of the 1999 Locus Award for Best First Novel, comes another intriguing blend of science fiction and hard-boiled police-procedural mystery. The Consciousness Plague is about memory, more particularly, how the loss of memory, in slivers of time deducted from a growing number of individuals, can subtly undermine and play havoc with everything from the investigation of serial stranglings to candlelight dinners. Dr. D'Amato, NYPD forensic detective, investigates a spate of unusual cases of memory loss and finds evidence of a bacteria-like organism that has lived in our brains since our origin as a species and may be responsible for our very consciousness.There's evidence for this consciousness bug in the ancient Phoenician and Viking cultures and everywhere Phil looks in our world. A new antibiotic crosses the blood-brain barrier and inadvertently kills this essential bug. Phil himself becomes a victim of the memory drain, and must struggle to get the proper authorities to pay attention before everyone loses so much memory that they forget that they forgot in the first place. Language: English. Narrator: Mark Shanahan. Audio sample: https://samples.audible.de/bk/live/000108/bk_live_000108_sample.mp3. Digital audiobook in aax.
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    OCD: Crave for Some Quiet Moments: The Psychological Manipulation to Prevent Self-Deception, Self-Destruction, and Disarm Your Obsessions , Hörbuch, Digital, ungekürzt, 78min
    This audiobook discusses in detail the causes, signs, and symptoms of OCD. This is a curable mental illness that can be deducted easily. Anxiety and stress are major causes of OCD. All you need is patience and holistic healing practices like yoga, meditation combined with cognitive behavioral therapy to be cured of this disorder. Medication is also a part of the treatment. This audiobook describes the major signs of OCD in detail. Cleaning, washing hands, repeating sentences, and anxiety are some of the signs of OCD. OCD can be genetic or can occur due to extreme stress in childhood. Traumatic experiences can also cause OCD. Even kids can be affected with this deadly disorder. Timely intervention can cure the child and help him/ her lead a calm and contented life. Listen to this audiobook and take precautionary actions to avert this illness. Teenage is a vulnerable period. Talk to your kids and keep a watch on them while they're growing up. Children afflicted with ADHD (attention deficit and hyperactivity disorder) can also get OCD. Give emotional support to the sufferer and talk positively. That will help the sufferer get rid of negativity. The stories mentioned in the audiobook are real, yet the names have been changed to protect their identity. Go on, listen to this audiobook and lead, or help, someone with OCD live a stress-free life... ungekürzt. Language: English. Narrator: Jim D Johnston. Audio sample: https://samples.audible.de/bk/acx0/088741/bk_acx0_088741_sample.mp3. Digital audiobook in aax.
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    The Little Book of Common Sense Investing , Hörbuch, Digital, ungekürzt, 307min
    Investing is all about common sense. Owning a diversified portfolio of stocks and holding it for the long term is a winner's game. Trying to beat the stock market is theoretically a zero-sum game (for every winner, there must be a loser), but after the substantial costs of investing are deducted, it becomes a loser's game. Common sense tells us, and history confirms, that the simplest and most efficient investment strategy is to buy and hold all of the nation's publicly held businesses at very low cost. The classic index fund that owns this market portfolio is the only investment that guarantees you your fair share of stock market returns. To learn how to make index investing work for you, there's no better mentor than legendary mutual-fund industry veteran John C. Bogle. Over the course of his long career, Bogle, founder of the Vanguard Group and creator of the world's first index mutual-fund, has relied primarily on index investing to help Vanguard's clients build substantial wealth. Now, with The Little Book of Common Sense Investing, he wants to help you do the same. Filled with in-depth insights and practical advice, The Little Book of Common Sense Investing will show you how to incorporate this proven investment strategy into your portfolio. It will also change the very way you think about investing. Successful investing is not easy. (It requires discipline and patience.) But it is simple - for it's all about common sense. ungekürzt. Language: English. Narrator: Thom Pinto. Audio sample: https://samples.audible.de/bk/aren/000602/bk_aren_000602_sample.mp3. Digital audiobook in aax.
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    Freedom from Taxes: Introduction of Automated Payment Transaction Tax and Universal Basic Income , Hörbuch, Digital, ungekürzt, 65min
    The world is changing at an incredible pace. Many areas do not have time to come into compliance with these changes. One of these areas is taxation and incomes.The principle of collecting taxes from companies and individuals is flawed because it implies the possibility of tax evasion, and because high taxes really hinder the development of business and the lives of individuals, and therefore the development of the society for which these taxes are collected.It seems worthier to blame not the system failures, but the system itself, which suggests the possibility of failures.The principles of taxation came to us from ancient times and since then little has changed. However, it became possible to change this system, since in our time a significant part of financial transactions is carried out in electronic form, which makes it possible to automatically tax not the companies and individuals, but the movement of money itself.The volume of financial operations is many times greater than all other economic indicators of the country, since in the financial system the same money passes from hand to hand many times. If every time they move, a small percentage is deducted to the country's budget, then this can replace all taxes, guarantee immediate replenishment of the budget, abolish the inefficient, expensive tax authorities and, most importantly, practically free the population from high taxes that currently fall intolerable mainly on the middle class.The rich, in turn, no longer fearing persecution for tax evasion, will return capital from offshore companies (where their money often lays a dead weight) into the economies of their countries.The poor will also replenish the budget imperceptibly for themselves, deducting a small percentage from each monetary transaction.Such an automatic collection of taxes in the form of a low percentage of all financial transactions will strengthen the economy, prevent the deepening of eco ungekürzt. Language: English. Narrator: Cat Lookabaugh. Audio sample: https://samples.audible.de/bk/acx0/157979/bk_acx0_157979_sample.mp3. Digital audiobook in aax.
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    Gucci Mane: A Biography , Hörbuch, Digital, ungekürzt, 31min
    Gucci Mane is an American rapper. In 2007, Gucci Mane founded 1017 Records. He helped pioneer the hip hop subgenre trap music, alongside fellow Atlanta-based rappers T.I. and Young Jeezy.  In 2005, Gucci Mane debuted with Trap House, followed by his second and third albums, Hard to Kill and Trap-A-Thon in 2006. His fourth album, Back to the Trap House was released in 2007. In 2009, Gucci Mane released his sixth studio album, The State vs. Radric Davis, which went on to become his first gold certified album. Following time spent in prison between 2014 and 2016, he re-emerged with several new retail projects, including Everybody Looking (2016), which received critical praise.  Gucci Mane has released dozens of mixtapes and has worked with artists such as Drake, Lil Wayne, Omarion, Mariah Carey and Young Thug. His 2016 collaboration with Rae Sremmurd, titled "Black Beatles", provided Gucci Mane with his first number-one single on the US Billboard Hot 100 chart. El Gato: The Human Glacier is his latest album.  On May 26, 2016 Gucci Mane was released from prison five months early when it was ruled that the five months he spent in prison waiting for his trial wasn't deducted from his sentence. The next day Gucci released the first single under his new deal with Atlantic Records "First Day Out Tha Feds". On June 3, 2016, Gucci appeared on "Champions", the first single off of GOOD Music's upcoming Cruel Winter album. On June 17, 2016, Gucci Mane made his first performance since being released from prison at Alanta via the Elan Mansion, a local club. On June 25, 2016, he announced his ninth studio album and first since his release from prison, Everybody Looking, which was released on July 22, 2016. One day later he headlined the "Gucci & Friends" concert at the Fox Theatre in Atlanta; the show featured Fetty Wap, 2 Chainz, Future and Drake. ungekürzt. Language: English. Narrator: Nate Sjol. Audio sample: https://samples.audible.de/bk/acx0/114202/bk_acx0_114202_sample.mp3. Digital audiobook in aax.
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    Smart Contracts: How to Use Blockchain Smart Contracts for Cryptocurrency Exchange , Hörbuch, Digital, ungekürzt, 34min
    Discover how to easily create and profit from smart contracts. In the future, items at the grocery store will be tagged so that a charge is automatically deducted from your checking account. Walking out of the store, your watch will register your blood alcohol level being way over the limit - then call you a cab if you can't drive. This isn't science fiction - it is the future brought to you by smart contracts. And if you want to be at the forefront of the future instead of stuck on the sidelines, then Smart Contracts: How to Use Blockchain Smart Contracts for Cryptocurrency Exchange is the book for you. A smart contract is just a type of computer code that is activated once a certain database known as a blockchain registers that a predetermined event has occurred. The smart contract is then given its own block and distributed as part of the chain. Inside you will learn just what that means, as well as how to create your own smart contract, a related application to interact with it more easily, and how to make the most out of one of the most exciting technologies of the early 21st century. And when you download Smart Contracts now, you'll also discover: How financial and business institutions will benefit from smart contracts Tips and ideas for creating the right smart contracts using Solidity Smart contract myths debunked The best rules and code for creating your very own Dapp The pros and cons of smart contracts The industry with the most potential for smart contracts A comprehensive look at how smart contracts work And much, much more Smart contracts are one of the biggest opportunities in the world of fintech right now. Those who jump on learning and utilizing them now will surely reap the rewards. Download Smart Contracts today and learn how to incorporate them into your life and busin ungekürzt. Language: English. Narrator: Nathan W Wood. Audio sample: https://samples.audible.de/bk/acx0/075764/bk_acx0_075764_sample.mp3. Digital audiobook in aax.
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    Top Reasons Why You Should Never Invest in Opening a Franchise Business: Advantages And Disadvantages of Being a Franchisee, and How to Make the Money to Afford to Buy Your Own Franchise Business , Hörbuch, Digital, ungekürzt, 92min
    This essay sheds light on the top reasons why you should never invest in opening a franchise business and also elucidates the advantages and disadvantages of being a franchisee. Moreover, how to make the money in order to afford to buy your own franchise business is delineated in this essay.There are ample reasons as to why you should desist from ever investing in opening a franchise business that go beyond incurring enormous high-start up costs and lacking any modicum of creative control over your franchise business as a franchisee. First and foremost, franchisers are typically not transparent about the actual earnings of their franchisees. When franchisers supply earnings possibilities, they have a proclivity to provide “average sales figures and profits before expenses are deducted” (“Want to buy,” n.d.). This is problematic when determining if procuring a franchise business warrants the investment since profitability is greatly overestimated when all the business expenses are taken into account. A diligent investor and prospective franchise owner must take all the business operating expenses into account in order to ascertain if opening a franchise business warrants the investment. Investors should not be solely reliant upon the questionable reported earnings provided to them by the franchiser when it comes to determining if the investment in opening a franchise business warrants the opportunity cost. Second, another deterrent appertaining to investing in opening a franchise business, beyond its enigmatic profitability, is that you will have to pay royalty payments to the franchiser in perpetuity each month as a franchisee which further abates your earnings potential. These royalty payments will severely undermine the profitability of your franchise business since they are “based on a percentage of the sales” (“Want to buy,” n.d.). Third, another calamitous issue with investing in opening a franchise business beyond having ungekürzt. Language: English. Narrator: Brian Schwenk. Audio sample: https://samples.audible.de/bk/acx0/207577/bk_acx0_207577_sample.mp3. Digital audiobook in aax.
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    The Pros and Cons of Credit Versus Debit Cards , Hörbuch, Digital, ungekürzt, 72min
    A generation ago, it wasn't all that unusual to be out for dinner with friends or at the register with a cart full of groceries, and realize you didn't have enough cash to cover the bill. But today, you're likely to pull out a debit or credit card, and not think anything of it. It's hard now to imagine a time when those non-cash options weren't available - especially if you were born in the 1970s or later.Credit cards have been around since the 1950s, and debit cards were introduced in the mid-1970s. By 2006, there were 984 million bank-issued Visa and MasterCard credit and debit cards in the United States alone. Although the two types of cards may be used interchangeably, there are notable difference between them.Let's start with debit cards. Debit cards are linked to your bank account so the money you spend is automatically deducted from your account. They provide a convenient alternative to cash, especially if you do a lot of shopping online. Debit cards can also help you budget. Use your card to pay your bills and day-to-day expenses, and your monthly statement will provide a good snapshot of how much you spend per month, and where it's going.There's another benefit as well: Many banks offer "overdraft protection" that allows you to exceed your balance. But you'll end up paying interest, and maybe extra fees, on the money you borrow from your overdraft account.Credit cards basically allow you to use someone else's money (the card issuer's) to make a purchase while you pay the money back later. If you do so within the billing period - generally, 15 to 45 days - you can avoid paying any interest on it. The problem arises, of course, when you don't pay the balance in full, and are charged interest as well. That can quickly add up. If it takes you two years to pay off a $500 balance, for example, and you'll end up paying nearly $100 more in interest. If you use them responsibly, credit cards can offer other advantages. ungekürzt. Language: English. Narrator: Doug Cooper. Audio sample: https://samples.audible.de/bk/acx0/109057/bk_acx0_109057_sample.mp3. Digital audiobook in aax.
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    Passive Income Guide for the Retiree: Super Easy Tips for an Early and Happy Retirement , Hörbuch, Digital, ungekürzt, 68min
    Have you made any concrete plans with regards to your retirement?You see, there is so much to be done with life. Sadly, we spend most of our time working for money without being able to do the things we should have done. How does this come in?Well, in retirement, people get so much time to do the things they have always wanted. Some do, while others find them being a wish until they die. This does not mean that they wouldn't; it means that they did not have enough money to finance their dreams.You see, retirement planning is a multistep process that evolves over time. A fun, secure, and comfortable retirement requires a financial cushion, and building this cushion does take some time. The fun part is why it makes sense to pay attention to the serious and, perhaps, boring part: planning how you’ll get there.You start planning for your retirement by setting goals, thinking about them, as well as assessing how long it will take you to meet these goals. Then, you have to consider the type of retirement accounts that can help you fund your retirement. You don’t only have to save the money, but also invest it so that it can grow.Then comes the taxes. If your tax has been deducted over the years for the contributions you have made toward your retirement, a huge tax bill awaits when you start withdrawing those savings. Of course, you can minimize these taxes while you save for the future - and to continue the process when the retirement day actually arrives. So, how can you have a wonderful retirement? Well, the answers you seek are in this guide. It isn’t a bulky book, frankly, but it contains important things you should know about passive income, suggests the best options, and guides you on how to be successful and happy in retirement.So, why not click the "buy now" button, and start working toward a happy retirement. ungekürzt. Language: English. Narrator: Sam Bogart. Audio sample: https://samples.audible.de/bk/acx0/227287/bk_acx0_227287_sample.mp3. Digital audiobook in aax.
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