156 Results for : penalties

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    "Jae Oh's Maximize Your Medicare is the best book I've read on understanding all of the Medicare options and how Medicare intersects with other health insurance options." -Wade Pfau, Professor of Retirement Income at The American College Includes the Most Up-to-Date Information for 2022-2023 Confused by Medicare? Get answers from Maximize Your Medicare, an informative guide by nationally recognized expert Jae W. Oh. Maximize Your Medicare helps readers understand how and what to choose when deciding on Medicare options. This book shows readers how to: * Enroll in Medicare and avoid never-ending penalties * Compare Medigap vs. Medicare Advantage * Discern the differences among Parts A, B, and D * Increase benefits every year * Avoid costly errors * Deal with special circumstances * Get the most from the plan Additional information for this new edition includes: * Putting it Together: the steps you need to take to be a Savvy Medicare Consumer * New coverage options for Diabetes and End-Stage Renal Disease patients * How the ACA enhancements can change your retirement decision-making path Written in a clear and concise style, Maximize Your Medicare is a vital resource for every American aged sixty-five or older, as well as for their families and care coordinators. ged sixty-five or older, as well as for their families and care coordinators.
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    Healthcare organizations continue to see escalating numbers of cyberattacks. It is no longer a matter of if your organization will be targeted, but when. What is at stake? Everything. Patient lives are at risk when their medical record data is compromised or encrypted by a ransomware attack.The privacy and security of patient information is at risk, as is evident from the hundreds of data breaches that make headlines each year. The financial well-being of your organization is at risk, not only from regulatory fines and penalties, but also from legal fees, settlements, and the damage to your organization’s reputation. And if you are a C-suite executive or board member, you may also find yourself personally liable for the damages caused by a cyber incident.In Stop the Cyber Bleeding, cyber risk management expert Bob Chaput cuts through the jargon to provide timely and practical cyber risk management guidance for healthcare organization leaders. Chaput spells out what is at risk, identifies the fundamental questions you need to ask, and provides actionable guidance to help you establish, implement, or mature your organization’s enterprise cyber risk management (ECRM) program. Now is the time to take proactive steps to manage your organization’s cyber risk in order to protect the safety of your patients, your organization, and yourself. ungekürzt. Language: English. Narrator: Matt Granato. Audio sample: https://samples.audible.de/bk/acx0/234948/bk_acx0_234948_sample.mp3. Digital audiobook in aax.
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    The prison system in the US is in crisis. We have far too many prisoners and spend far too much on housing them and building more prisons. We have far too harsh penalties for less serious nonviolent crimes, so we are unnecessarily incarcerating people who could be productive citizens, and destroying families in the process. In The Costly U.S. Prison System: Too Costly in Dollars, National Prestige and Lives, author Paul Brakke provides a careful, close-up look from a conservative perspective of what’s wrong with the prison system and how to fix it. The key topics covered include these: A recent history of incarceration in the US Facts about our prisons and correctional system How other countries deal with prisons and recidivism The tendency of a convicted criminal to reoffend How one US state and one US city have dealt with prisons and recidivism Ways to reduce recidivism Ways to reduce incarceration and cut costs This important audiobook summarizes much of what has been written on the subject by academics who use inscrutable terminology and have failed to offer practical solutions. It provides many new suggestions for reducing our bloated prison system and its excessive costs. PLEASE NOTE: When you purchase this title, the accompanying reference material will be available in your Library section along with the audio. ungekürzt. Language: English. Narrator: Phil Blechman. Audio sample: https://samples.audible.de/bk/acx0/110178/bk_acx0_110178_sample.mp3. Digital audiobook in aax.
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    Principles of Real Estate Practice in Florida contains the essentials of Florida real estate law, principles, and practices necessary for basic competence as a real estate professional and as mandated by Florida license law and the FREC 1 course outline. It is based on our highly successful and popular national publication Principles of Real Estate Practice, which is in use in real estate schools nationwide.The text is tailored to the needs of the pre-license student. It is designed to:Make it easy for students to learn the material and pass their real estate examPrepare students for numerous career applicationsStress on practical, rather than theoretical, skills and knowledgePrinciples of Real Estate Practice in Florida is streamlined, direct, and to-the-point. It includes multiple learning reinforcements. It has a student-oriented organization, both within each section and from section to section. Its examples and exercises are grounded in the authors’ many years in real estate education.Table of contents:The Real Estate BusinessReal Estate License Law and Qualifications for LicensureReal Estate License Law and Commission RulesAuthorized Relationships, Duties, and DisclosureReal Estate Brokerage Activities and ProceduresViolations of License Law, Penalties, and ProceduresFederal and State Laws Pertaining to Real EstateProperty Rights, Estates and TenanciesTitle, Deeds and Ownership RestrictionsLegal DescriptionsReal Estate ContractsResidential MortgagesTypes of Mortgages and Sources of FinancingReal Estate Related Computations; Closing TransactionsThe Real Estate Market and AnalysisReal Estate AppraisalReal Estate Investments and Business Opportunity BrokerageTaxes Affecting Real EstatePlanning, Zoning and Environ ungekürzt. Language: English. Narrator: Julian Kasow. Audio sample: https://samples.audible.de/bk/acx0/237701/bk_acx0_237701_sample.mp3. Digital audiobook in aax.
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    Are you a shivering mass of nerves as April 15 nears? Time for an intervention! By getting help for your tax questions! Does just the thought of tax time bring you to your knees? Are you trying to figure out sort through the mud of tax code? Do you usually just fork over big bucks to have your taxes done by a tax "drone"? Or maybe you have paid a hefty price for one of the "at home" programs. Regardless, if you fall somewhere in the middle of those situations, you are probably just like millions of other US citizens. We hear about horror stories where folks are audited and find themselves facing years of tax penalties. Three reasons why you should learn more about your taxes: This is no laughing matter. With all the stresses placed on you every day, it only makes sense to educate yourself and learn more about a subject that affects your daily life. 1. If you do your taxes yourself, you may be missing out on valuable deductions. 2. If you pay someone else to do your taxes. you need to be able to communicate with those people to make certain they are finding every deduction you are entitled to. 3. No matter where you fall in those two reasons, both of them will give you peace of mind by learning about your options. ungekürzt. Language: English. Narrator: Barth Buchmann. Audio sample: https://samples.audible.de/bk/acx0/083232/bk_acx0_083232_sample.mp3. Digital audiobook in aax.
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    Again and again British politicians, commentators, and celebrities intone that "the war on drugs has failed". They then say this is an argument for abandoning all attempts to reduce drug use through the criminal law. Peter Hitchens shows that in Britain, there has been no serious war on drugs since 1971, when a Tory government adopted a Labour plan to implement the revolutionary Wootton report. This gave cannabis, the most widely used illegal substance, a special legal status as a supposedly "soft" drug (in fact, Hitchens argues, it is at least as dangerous as heroin and cocaine because of the threat it poses to mental health). It began a progressive reduction of penalties for possession and effectively disarmed the police. This process still continues behind a screen of falsely tough rhetoric from politicians. Far from there being a war on drugs, there has been a covert surrender to drugs, concealed behind an official obeisance to international treaty obligations. For all intents and purposes, cannabis is legal in Britain, and other major drugs are not far behind. In The War We Never Fought, Hitchens uncovers the secret history of the government's true attitude and the increasing recruitment of the police and courts to covert decriminalization initiatives and contrasts it with the rhetoric. Whatever and whoever is to blame for the undoubted mess of Britain's drug policy, it is not prohibition or a war on drugs, for neither exists. ungekürzt. Language: English. Narrator: Peter Hitchens. Audio sample: https://samples.audible.de/bk/adbl/018174/bk_adbl_018174_sample.mp3. Digital audiobook in aax.
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    Southeast Asia is one of the biggest marketplaces for illicit drugs. The international syndicates with their billion-dollar profits are similar to the Hydra of the old Greek mythology which grew two new heads if one was cut off. Hercules eventually killed the monster with the help of his nephew who cauterised the fresh wounds before new heads could emerge. This story describes quite well the challenging task for the political and police efforts to fight the narcotics industry which has a long history in Asia. From the early 1800s, the East India Company dumped Indian opium on China and ruined the economy of both countries. During the colonial heydays, Britain in Malaya and Burma, France in Indochina, and the Netherlands in today's Indonesia, financed big parts of their colonial budgets with opium. In the 20th century, heroin ruined countless lives in Southeast Asia and in the West. Today, synthetic drugs, especially methamphetamines, are produced in hidden laboratories in remote areas of the region and smuggled across the porous borders. Drug prevention programs and the harsh penalties in all ASEAN states have not reduced the drug trade and the consumption. On the contrary, both are growing. This book analyses the detrimental impact of the drug industry on the political economy and the social developments in Southeast Asia. Shortcomings and lasting damages can be traced in the political structures, in the rampant corruption, and the secretive links between customs, armies, police organisations, and organised crime.
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    • Price: 78.99 EUR excl. shipping
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    Let's not mince words here: Researching medicare is tedious, time consuming, and frankly not motivating. The amount of information can appear over-whelming, in addition, the Internet is filled with small portions of truth to bait you in, just to end up on a fill-form page requesting your personal information.What is the solution?Medicare: The Clear, Concise, Self-Educating Guide simplifies the entire process. Only hand selected information is included to best serve the most common scenarios senior-citizens encounter when transitioning into medicare. Spare yourself the experience of filtering through thousands of pages of information, and consider a simplified guide that details only the most relevant information.What you can expect to learn: The most costly mistakes to avoid when getting startedWhat benefits did you actually earn?How to enroll & coordinate benefitsMedicare Advantage VS Supplement plans with comparison chartsLate enrollment penalties that last forever/deadlinesPrescription drug coverage with analysis chartsWhat if I retire after 65?What if I keep my employer coverage?How to find a plan that fits the budgetWhat plan allows you to choose your doctor and hospitalWhat plan offers the most protection when travelingThe number one reason for bankruptcy in the USA today is medical debt, much of which is preventable with proper coverage. You have worked to hard to screw this process up now. Roughly 50 percent of senior citizens only have original Medicare, so do not make the same mistake. Get an idea of the overall cost so you can actually plan a budget.Buy this audiobook today! ungekürzt. Language: English. Narrator: Tom Sleeker. Audio sample: https://samples.audible.de/bk/acx0/135267/bk_acx0_135267_sample.mp3. Digital audiobook in aax.
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    Mary Eberstadt, "one of the most acute and creative social observers of our time" (Francis Fukuyama), shines a much-needed spotlight on a disturbing trend in American society: discrimination against traditional religious belief and believers, who are being aggressively pushed out of public life by the concerted efforts of militant secularists. In It's Dangerous to Believe, Mary Eberstadt documents how people of faith - especially Christians who adhere to traditional religious beliefs - face widespread discrimination in today's increasingly secular society. Eberstadt details how recent laws, court decisions, and intimidation on campuses and elsewhere threaten believers who fear losing their jobs, their communities, and their basic freedoms solely because of their convictions. They fear that their religious universities and colleges will capitulate to aggressive secularist demands. They fear that they and their families will be ostracized or will have to lose their religion because of mounting social and financial penalties for believing. They fear they won't be able to maintain charitable operations that help the sick and feed the hungry. Is this what we want for our country? Religious freedom is a fundamental right, enshrined in the First Amendment. With It's Dangerous to Believe, Eberstadt calls attention to this growing bigotry and seeks to open the minds of secular liberals whose otherwise good intentions are transforming them into modern inquisitors. Not until these Progressives live up to their own standards of tolerance and diversity, she reminds us, can we build the inclusive society America was meant to be. ungekürzt. Language: English. Narrator: Margaret Winston. Audio sample: https://samples.audible.de/bk/harp/005302/bk_harp_005302_sample.mp3. Digital audiobook in aax.
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    Alison Bass weaves the true stories of sex workers with the latest research on prostitution into a gripping journalistic account of how women (and some men) navigate a culture that routinely accepts the implicit exchange of sex for money, status, or even a good meal, but imposes heavy penalties on those who make such bargains explicit. Along the way, Bass examines why an increasing number of middle-class white women choose to become sex workers and explores how prostitution has become a thriving industry in the 21st-century global economy. Situating her book in American history more broadly, she also discusses the impact of the sexual revolution, the rise of the Nevada brothels, and the growing war on sex trafficking after 9/11. Drawing on recent studies that show lower rates of violence and sexually transmitted diseases, including HIV, in regions where adult prostitution is legal and regulated, Bass makes a powerful case for decriminalizing sex work. Through comparisons of the impact of criminalization vs. decriminalization in other countries, her book offers strategies for making prostitution safer for American sex workers and the communities in which they dwell. This riveting assessment of how US anti-prostitution laws harm the public health and safety of sex workers and other citizens - and affect larger societal attitudes toward women - will interest feminists, sociologists, lawyers, health-care professionals, and policy makers. The book also will appeal to anyone with an interest in American history and our society's evolving attitudes toward sexuality and marriage. ungekürzt. Language: English. Narrator: Stephanie Murphy. Audio sample: https://samples.audible.de/bk/acx0/087288/bk_acx0_087288_sample.mp3. Digital audiobook in aax.
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