156 Results for : penalties

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    Emily Dubberley is one of the UK's most prolific sexperts, with seven books, two sex magazines and one of the largest sex fantasy websites to her name (cliterati.co.uk). In this edition : Interview: Jodie Marsh, one of the UK's top glamour models, former star of Essex Wives, and the author of the best-selling Keeping it Real, talks about who and what turns her on, her best lovers, why she loves porn, and much more. Seduction Master Class: Everything you need to know about how to get the sex you really want. Letters from Listeners: A woman wonders if an age difference should matter, and a man wants to watch his wife have sex with another man. Sex Toy Review: Two vibrators, the Little Something and the OhMiBod, as well as some tips on ways to use them. Erotic Story: "The Punishment." A woman confesses to cheating and suffers the pleasurable penalties. Erotic Story: "Skin Deep" A woman is finally seen for more than her amazing looks, read by celebrity guest Jodie Marsh. Explicit Language Warning: You must be 18 years or older to purchase this program. Language: English. Narrator: Emily Dubberley. Audio sample: https://samples.audible.de/pf/dubb/061115/pf_dubb_061115_sample.mp3. Digital audiobook in aax.
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    Get the most out of your retirement! If you're one of the millions of Americans without a pension plan, your retirement years might seem like a huge financial question mark. Pensionless, by US News senior editor for retirement Emily Brandon, addresses the retirement benefits that are available to you, how to use them correctly, and how to avoid potential pitfalls. Learn how to avoid surcharges on your Medicare benefits, how to increase Social Security and employer-sponsored benefits to help pay for retirement, and how to minimize costs and boost the value of your existing retirement benefits. And you'll learn how to tweak your lifestyle now so that you can live well in retirement without the security of a pension. In this audiobook you'll find ideas on how to get more Social Security by claiming benefits twice, ways to minimize fees and avoid penalties on retirement accounts, and how to inflate 401(k) balances. Featuring an analysis of the significant changes made to Social Security in the recent federal budget, Pensionless will help you enjoy those retirement years you've worked so hard for. ungekürzt. Language: English. Narrator: Mia Barron. Audio sample: https://samples.audible.de/bk/reco/009330/bk_reco_009330_sample.mp3. Digital audiobook in aax.
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    Enjoy all three stories in the Project Renovatio trilogy in one convenient boxed set. Follow Levin and Rana as they learn the truth of their existence, fight for their freedom from dangerous factions, and realize their place in a world that fears them.  Description of Project Renovatio Levin Davis has it made. At 20, he’s a college graduate with a dream job, a beautiful girlfriend, and a life that can only get better - until he receives a mysterious letter suggesting his long-dead father is alive and hiding an extraordinary secret.  Distraught, Levin meets the letter’s author, who could pass for his twin. The stranger claims to be part of a genetically engineered race designed to survive global catastrophes and rebuild society, and he insists Levin and his sisters are as well.  Despite his disbelief, Levin uncovers not only the bizarre truth of his existence but also Project Renovatio’s ominous purpose - to secure genetic superiority, the new race must live according to harsh demands or risk severe penalties inflicted on their loved ones. If Levin hopes to protect his family and live a free life, he must escape Project Renovatio - or rise above himself to fight them. ungekürzt. Language: English. Narrator: Grace Sylvan. Audio sample: https://samples.audible.de/bk/acx0/130747/bk_acx0_130747_sample.mp3. Digital audiobook in aax.
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    Why you need to assimilate the big picture stuff right now. "Start with the end in mind" is probably the most powerful thing you'll ever hear when it comes to creating mega-success in the network marketing arena. If you can grasp what the big boys do very early on then that will be half the battle won because you'll know where you're heading as you build the big machine. It's a little like trying to build a racing car: if you don't have a blue-print in front of you, the big box of bits and pieces will never assemble themselves into a winning kit. This book is Ron performing his magic at his very best. Losers unwittingly visualize the penalties of failure. They do this all the time, and as a consequence they never even get on the first rung of the ladder. On the other hand, winners intentionally visualize the rewards of success. As a result they leap up the ladder of success at least two rungs at a time. Building the Big Machine has many surprises in store for both the novice and seasoned networker alike. ungekürzt. Language: English. Narrator: Alex Rehder. Audio sample: https://samples.audible.de/bk/acx0/034463/bk_acx0_034463_sample.mp3. Digital audiobook in aax.
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    Imogene's Past Life Regressions cause dire Consequences for Mankind. Is Reincarnation a Reality? Imogene's Past Lives is the second book in the Imogene series. The Phineas Priesthood and the Guardians of Avebury Circle battle to save or destroy mankind. The Council of Elders use Imogene, daughter of Guardian Xantara, to instigate penalties against the world. Despite the efforts of Frank Carrington, British prime minister, world leaders will not agree to disarm and share their countries' wealth. Osahar, an ancient Egyptian priest, works with Imogene to release the promised consequences. Doctor Ernst Schneider has his own agenda as he hypnotizes the young girl and leads her to remember her past lives. Jacques de Sales, leader of a subcult in the Bilderberg Group, uses Imogene to advance his power and wealth. Meanwhile news anchor Susanne assists the prime minister in his desperate efforts to convince the British people to believe Imogene's message. Will the world turn from their evil ways, or will the Phineas Priesthood kill Imogene first? What makes this eight-year-old girl special? Who are the Light Beings, and what is the role of the Council of Elders? If you enjoy a fast, exciting listen, then this series is tailor made for you! Edited by noted editor and author Don McNair ungekürzt. Language: English. Narrator: Mr Timothy McKean. Audio sample: https://samples.audible.de/bk/clrs/000021/bk_clrs_000021_sample.mp3. Digital audiobook in aax.
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    In Clearing the Air: Art of the Bowel Movement, physician T. Lee Baumann provides a detailed description of the anatomy, physiology, and proper care of one of the body's most valuable resources: the terminal bowel. Few people, including many physicians, understand the sequential, complex, and consequential nature of the underappreciated organs involved: the sigmoid colon, rectum, and anus. Despite the rectum's superior sagacity and judgment, the anal sphincter commands undue control over the final decision-making algorithm. As such, the overbearing anus may exercise its unrestrained power to the veritable detriment of its host. The unpleasant consequences of an anal-retentive sphincter include simple constipation (the majority of its victims), diverticular disease (50 percent of people over the age of 60), and even material obstruction in the more severe cases. All of these unpleasant effects are avoidable for the normal bowel. In Art of the Bowel Movement, Dr. Baumann offers simple medical recommendations and practices for preventing and avoiding the penalties of yielding to the impulsive and demanding anus. Knowledge of the physiology of our intestines, the use of supplemental dietary fiber, and respecting the vital supplications of the obeisant rectum will go far in addressing and ameliorating these bodily concerns. ungekürzt. Language: English. Narrator: T. Lee Baumann, MD. Audio sample: https://samples.audible.de/bk/acx0/145755/bk_acx0_145755_sample.mp3. Digital audiobook in aax.
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    Frequent market shifts... The rapid pace of technological change... We're all familiar with the old saying "the only constant is change", but this has never been as true for business as it is today - nor have the penalties for companies that fail to learn and adapt been as high. Learning to Succeed insists that an integrated model for corporate education - one that links development programs with strategic goals - is critical to building agile and resilient learning organizations that will survive in our fast-evolving business landscape. Companies need to assess continually where they need to go in relation to where they are now - and use training to bridge the gap. As these new education initiatives are designed to advance concrete corporate goals, participants become active learners. Instead of merely listening to lectures, they work on strategic plans and action projects tied to key objectives. Learning is reinforced, and ROI is optimized. For companies ready to embrace what it means to be a learning organization, to welcome the CLO to the C-Suite, to weave strategy and learning into the fabric of their businesses tightly and continuously, the opportunities are limitless. Complete with practical guidelines and illuminating case studies, this pioneering audiobook puts them on the path to long-term success. ungekürzt. Language: English. Narrator: Sean Pratt. Audio sample: https://samples.audible.de/bk/gdan/001532/bk_gdan_001532_sample.mp3. Digital audiobook in aax.
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    Win at Bridge and impress your friends When you listen to How to Play Bridge, you’ll discover a rich and exciting world of strategy. Bridge has long been associated with the modern aristocracy. Harold Vanderbilt (on a long ocean cruise) combined two popular variants of Whist (a 17th-century card game) to create the game we lovingly call Bridge. This comprehensive (and easy-to-understand) audio guidebook explains how you can impress your opponents with your knowledge of the game. You can step up to the table with confidence after mastering the many concepts and strategies in this fascinating book: Bidding basics and basic gameplay Playing as the Declarer and the Dummy Scoring: Contract/overtrick points Slam, doubled, and redoubled bonuses Rubber and honour bonuses Avoiding penalties and common errors You’ll even learn advanced concepts like reading players' card organization styles, noticing psychological tells, and playing well with your partner. By mastering the rules of the game and making them second nature, you can pay more attention to the cards played - and the people playing them. By understanding each player’s point of view, you can rule the table and win big at Bridge! Don’t delay - get your copy of How to Play Bridge and start winning more - today! ungekürzt. Language: English. Narrator: Forris Day Jr.. Audio sample: https://samples.audible.de/bk/acx0/106648/bk_acx0_106648_sample.mp3. Digital audiobook in aax.
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    Congress passed it. President Obama signed it into law. The Supreme Court has ruled it constitutional. And Obama's re-election virtually ensures the Patient Protection and Affordable Care Act, also known as ObamaCare, will be implemented in full, with the prospects of wholesale repeal all but impossible. In fact, many provisions of the new law are already becoming a reality with major new regulations set to start soon. ObamaCare will affect every single American, but few know what exactly the 2,700 page law actually says. Now, the ObamaCare Survival Guide, written in plain, easy-to-read language, makes the law simple to understand and gives you the tools to navigate ObamaCare. The ObamaCare Survival Guide reveals: How currently insured people will be affected, including rising premium costs Medicare shocker: cuts in benefits, new rules New protections for the uninsured Hidden fees and levies New taxes for the affluent Small businesses: new requirements, tax credits Prescription drug users: new fees A timetable for each part of the healthcare plan Essential benefits insurance companies must provide ObamaCare's impact on long-term care Your responsibilities and penalties under the new laws How to maximize your future healthcare dollars The cost to you as a consumer And much, much more . . . ungekürzt. Language: English. Narrator: Kevin Pierce. Audio sample: https://samples.audible.de/bk/acx0/008702/bk_acx0_008702_sample.mp3. Digital audiobook in aax.
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    From the Amazon number-one best-selling author of The Frustrated Golfer's Handbook The Seven Principles of Golf Are Powerful This unique and innovative golf instruction approach will increase your distance, cut strokes, lower scores, and effortlessly improve your golf game without changes to your grip, swing, or clubs. The Seven Principles of Golf Are Simple This book offers simple and cohesive step-by-step instruction with detailed explanations and exercises, all designed to help you hit straighter, longer, and more accurate shots. Learn easy and practical skills to hit more consistent shots; eliminate mental errors; and break through the 100-, 90-, 80-, or 70-stroke barriers. The Seven Principles of Golf Are Effective Golf is 90% mental. That means that 90% of poor swings, penalties, mistakes, miscues, mis-hits, bogeys, double bogeys, or worse are caused by mental-game errors. Improve your mental game, commonly known as sports psychology, and you will hit the sweet spot, maximize power, and increase accuracy. For over 15 years, the coaching offered in this book has been tested and proven at mental-golf expert Darrin Gee's Spirit of Golf Academy, named one of the top golf schools in America by Golf Magazine. ungekürzt. Language: English. Narrator: Damon Daffron. Audio sample: https://samples.audible.de/bk/acx0/027203/bk_acx0_027203_sample.mp3. Digital audiobook in aax.
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